Classification Essay - Weight Lifters :: Classification Essays Gym Working Out

Characterization Essay - Weight Lifters  Diversion has been a built up some portion of the American culture nearly since its establishing. The kinds of diversion that most Americans appreciate in this day and age are going out to see the films, going out to eat, and working out. Various types of activity fluctuate from running and playing sports to weight lifting. The individuals who appreciate weight lifting can decide to do as such in the protection of their home, in a public venue like the YMCA, or in a fitness center. At a fitness center one can hope to locate a wide assortment of individuals; be that as it may, a portion of these individuals add to the drawback of working out at a nearby gym since they can be irritating and disagreeable. Three kinds of these irritating, disagreeable individuals found at the weight room of a neighborhood fitness center are the hotshot, the smarty pants, and the drifter; these sorts can be distinguished by their physical appearance, their social conduct, and their demeanor. The primary kind, the hotshot, is known by his ostentatious appearance, his pessimistic social aptitudes, and his pompous mentality. The hotshot is a solitary male in his twenties who drives an European extravagance vehicle; he generally goes to the rec center wearing a tank top to show his profound tan and some dark and green spandex shorts. He is intensely manufactured and every one of his muscles are all around characterized. In any case, he is a man with poor social abilities; he only from time to time converses with another spirit and consistently works out without anyone else. He regularly disregards the welcome and farewells of the gym workers; when he answers an amicable Howdy, how is it going or a See you later, he does as such in a profound, obtuse, bleak manner of speaking. He additionally prefers to underline how solid and manly he is by working out at the up front of the weight room, where everybody can see him. He denies demands for help from others like a team promoter declining to go out on the town with a pimply, geeky cohort. A great many people who work out at fitness centers are happy to manage without the hotshot. The subsequent sort is the smarty pants; he is recognized by his typical appearance, decently created social aptitudes, and ordering disposition.

Smoking Cessation Research Paper Example | Topics and Well Written Essays - 750 words

Smoking Cessation - Research Paper Example Stopping the act of smoking has been attempted by numerous and many have even effectively practiced it. There are a few who wish to stop smoking however their endeavors have fizzled. CDC reports that 68% of the smokers who fall into the grown-up populace have attempted to either abandon this training and are eager to live their lives without smoking (cdc.gov, 2014). The advantages of smoking suspension can be arranged into long haul just as transient advantages. Smoking suspension has mental, social just as physical advantages for smokers just as individuals and the earth around the smokers. Smokers are a populace that is disliked in social settings and individuals will in general disassociate themselves from smokers since smokers will in general smell awful and smoking even prompts the debasement of the smoker’s teeth and this adversely impacts their open profile. Because of these smokers face trouble in making companions particularly in bunches including nonsmokers. Stopping smoke can help the smokers in disposing of awful breath and help in building up a positive social picture and this can thus expand their social agreeableness. Smoking is intensely considered mindful as a reason for death and this is on the grounds that smoking has been found to prompt extreme diseases which eventually end the lives of smokers. CDC reports that smoking of tobacco prompts serious sicknesses which prompts passings that are untimely in nature and by stopping tobacco smoking, people can lessen the danger of unexpected passing (cdc.gov, 2014). Smoking has even been perceived as one of the elements that adversely impacts the mental strength of people. As per Parrott, smoking is considered as a reliever of stress yet it is one reason that further increment the degrees of stress. This implies by stopping tobacco smoking, slackers can mitigate their mental issue of pressure. There are

AIDS Article

The article is composed by a gay man, who lost his first accomplice to AIDS and committed himself to spreading data about HIV avoidance and battling for legislative thoughtfulness regarding the issue so as to spare ‘other gay and promiscuous men from losing the ones they love’ (Williams, 2006, para. 6).Clark Williams likewise filled in as the interval official chief of the Billy DeFrank LGBT Community Center right now of the article’s discharge and as a director of county’s HIV counteraction, guiding, and testing initiatves in 2001-2003.The article reports the LGBT people group of Santa Clara County joining other concerned residents at a gathering where the county’s Board of Supervisors Chair vowed to draw in extra monetary assets to reinforce general wellbeing framework even with quickening pace of HIV transmission.The focal point of the exertion ought to be anticipation and early analysis. The article reviews the beginning of HIV/AIDS scourge that was first viewed as an uncommon type of malignancy imperiling gay and androgynous male New Yorkers. In 2006, the quantity of Americans who kicked the bucket from AIDS arrived at 550,000 and kept on developing. Roughly 40,000 residents are getting contaminated with HIV each year.Santa Clara County, as far as concerns its, has lost 2,000 inhabitants to the illness. More than 2,500 were living with HIV/AIDS; this number may have been extensively higher in light of the fact that one of every three residents having HIV stays undiscovered. 80 percent of new diseases with the infection in Santa Clara County were among gay and cross-sexual males.Santa Clara County is accounted for as being ‘near the core of our country's HIV/AIDS epidemic’ (Williams, 2006, para. 5). Aside from concentrating on the human catastrophe of living with HIV determination or loosing a companion, a relative, an associate, or a neighbor to the ailment, the article talks about the issue of HIV/AIDS throug h the crystal of budgetary weight on the county’s standardized savings system.Lifetime cost of HIV treatment is evaluated to be as high as $155,000 per persistent. These expenses are a lot higher if the sickness isn't analyzed at beginning times, which is frequently the situation in Santa Clara County, where patients find out about their HIV status in a crisis room.However, the creator takes note of a few constructive improvements in the field of general wellbeing, for example, chance decrease advising to individuals living with HIV/AIDS and open HIV test directing areas. Santa Clause Clara County is contrasted and San Francisco, where HIV test advising offices are inexhaustible. In Santa Clara County, there is just a single open testing office, in spite of the way that the quantity of LGBT is more than 100,000 in the area.The Billy DeFrank LGBT Community Center is esteemed as the most suitable spot to build up another full-time test directing office, since it is known for it s greatness in giving HIV anticipation to in danger population.One extra testing office won't take care of the issue in the region. It isn't just LGBT populace that is particularly influenced by the spread of HIV/AIDS. Other powerless gatherings incorporate ethnic minorities, destitute and runaway youth, and medication addicts. Consequently, five low maintenance testing focuses ought to be opened across Santa Clara County.One of the principle qualities of the article is the way that it is composed from an insider’s point of view. Affinity between the writer and perusers is promptly settled when Clark Williams shares his own catastrophe of loosing his cherished once to AIDS.However, passionate feeling isn't the primary segment of the writer’s validity: Williams is a pioneer of Santa Clara County’s LGBT people group, educated of the genuine Status Quo with respect to HIV/AIDS anticipation and advising.

Managing Waste, To Save Our World Have You Checked Your Garbage Lately

Overseeing Waste, To Save Our World Have you checked your trash of late? It is safe to say that you are mindful that you are discarding numerous materials that could be spared? On the off chance that we did basic things like reusing glass, we could decrease our metropolitan landfill locales by practically 10%. Squander can't be just discarded any longer, presently it must be overseen. Dealing with our rubbish is the in thing, yet it is not really advantageous. Lets acknowledge the clear issues, fixed poisons won't influence us for a decent twenty years. In spite of the fact that this might be valid, there are as yet numerous points of interest to squander the board. Today, more individuals are supportive of organizations who put resources into green items. Thus, organizations have evacuated phosphates, blanches, and have made their paper items out of reused papers. At home, families, are sparing things, similar to extras, and making sandwiches for the following day. Businesses are ad ditionally fabricating a large portion of their christmas cards out of reused paper, since it takes 20 trees to make a huge amount of it. At last, independent ventures are doing christmas tree pickups, and reuse them for forestalling disintegration in stream beds, and as compost. Contrasted with quite a long while prior, individuals have started to see that there is an issue. We are starting to manage it, presently we should comprehend it. Sarah White Andrew Likakis Overseeing Waste, To Save Our World Have You Checked Your Garbage Lately Overseeing Waste, To Save Our World Have you checked your trash of late? Is it accurate to say that you are mindful that you are discarding numerous materials that could be spared? On the off chance that we did straightforward things like reusing glass, we could decrease our civil landfill locales by practically 10%. Squander can't be just discarded any longer, presently it must be overseen. Dealing with our junk is the in thing, yet it is not really advantageous. Lets acknowledge the clear issues, fixed poisons won't influence us for a decent twenty years. In spite of the fact that this might be valid, there are as yet numerous focal points to squander the executives. Today, more individuals are agreeable to organizations who put resources into green items. Thus, organizations have expelled phosphates, blanches, and have made their paper items out of reused papers. At home, families, are sparing things, similar to extras, and making sandwiches for the following day. Ventures are add itionally producing a large portion of their christmas cards out of reused paper, since it takes 20 trees to make a huge amount of it. At long last, independent ventures are doing christmas tree pickups, and reuse them for forestalling disintegration in stream beds, and as compost. Contrasted with quite a long while prior, individuals have started to see that there is an issue. We are starting to manage it, presently we should comprehend it. Sarah White Andrew Likakis

Cleft and Voice Essay Example | Topics and Well Written Essays - 3000 words

Separated and Voice - Essay Example Principally, the innate imperfection called congenital fissure happens during the formative phase of the human incipient organism which starts at around thirty five (35) days from the main day of treatment (Seeley, Stephens, and Tate 2005; Iozzio 2005). The human early stage face at first picks up structure from the association of ectodermic cells which structures ectodermic tissues. Five (5) lots of these tissues are typically framed. Out of these, a first bundle of ectodermic tissues shapes the brow where two gatherings of projections on each side shape the nose, while the tissues in the middle of makes up the focal point of the upper lip and the jaw (Seeley, Stephens, and Tate 2005). The following two lots of ectodermic tissues shapes the upper lip and the upper jaw or the maxillae, while the last two packs shapes the lower lip and the lower jaw or the mandible (Seeley, Stephens, and Tate 2005). Regularly, the facial tissues at first develop and create with the augmentation of cells just as improvement and development of connective tissues cells expanding the size of the nose and consequently joining at the intersection where the tissues meet called the midline or the nasal septum molding the upper jaw and lip (Seeley, Stephens, and Tate 2005). In inborn variation from the norm, the connective tissues neglect to join the nose tissues coming about to congenital fissure. Be that as it may, if typical development and improvement of the upper jaw and lip will result, the sense of taste will start to be molded shaping the top of the oral cavity joining again at the midline inside around fifty six (56) days of early stage advancement (Seeley, Stephens, and Tate 2005). All things considered, in situations where hereditary directs doesn't deliver connective tissues to join the creating mouth rooftop, at that point, congenital fissure would result. Then again, different pieces of the mesoderm and ectoderm layers of the forming undeveloped organism additionally form into the other upper respiratory framework parts, for example, the nasopharynx, oropharynx, and the

Tips Writing a Research Paper on Bullying

Tips: Writing a Research Paper on Bullying Freshmen and students in their first year in high school often fall prey to bullies. Reports obtained from educational institutions indicate that bullying persists even in the modern era. It is not known why people bully others, but it can be concluded that a bully is likely to have an underlying psychological condition that triggers the bullying behavior. On a different perspective, bullying is not only rampant in schools, but has also been reported in family settings. This is mainly witnessed in families where the income is so meager that it cannot support the children that comprise that family. Bullying in families takes a mild form. For example, the eldest sibling taking care of the younger ones might serve himself bigger food portions, leaving the rest to share some insufficient quantity. In the same manner, bullying within the family might be seen where the elder siblings force younger ones to wash their clothes for them, clean their rooms, and run errands for them. All this time, the parents might not be aware that such things are happening. From these examples, it can be gathered that writing a research paper on bullying can be fascinating. Nevertheless, as is common with a fascinating research topic, it is possible to drift out of the point and write an irrelevant essay. Therefore, a number of handy tips that guide and control the writing of a research paper exist. Tip number one involves the definition of key terms. The writer must not assume that every reader knows what bullying is. It is always good to begin any essay with a definition of the topic and the key words that will feature prominently in that essay. Examples of key words that a writer must try to include in an essay on bullying are coercion, threat, and victim among many others. The definition of key phrases and words will be followed by a synopsis about the pervasiveness of bullying in social settings. In this section, the writer will give a statistical background into the major forms of bullying in schools and families, as well as in other social settings where the trend has been observed. After this, the reader will select one situation where bullying has been observed to be notorious. A critical exposition of the situation will be given. This will call for profound information concerning the factors that trigger bullying, and the responses that have been implemented with respect to the behavior. The research paper is not complete if the writer fails to take in the documented effects that have resulted from acts of bullying. Similarly, the writer must outline the positive results that have been generated by the said responses, if there are any. As with any other paper, it is good to conclude the essay with a set of suggested actions the writer feels would aid in deterring bullies. An obvious but imperative tip is to proofread your paper to ascertain that there are no grammatical or typing errors. AdvancedWriters research paper writing service will provide you with a high-quality customized research project on Bullying topics and ideas. Just fill in the order form with your details.

Product Risk And Uses Of Standard Deviation Finance Essay - Free Essay Example

Risks and returns are the two most important concepts in the investing world. The concept of return, which is the profit on investment, is a very clear subject to many investors but the risk is often vague. Several approaches had been employed over times to measure the risks associated with investment portfolios. Standard deviation is a popular basis for risk measurement used for investment purposes (Today Forward, 2010). Standard deviation hence helps to tell a story behind a data and the concept the normal distribution of data (Niles, 2010). This though has been a scary and sometimes complicated topic to people, students and practitioners as well (Niles, 2010; Williamson, 2010). Standard deviation was first discovered and used by a renaissance scientist in Victoria London, Karl Pearson in 1897 in his quest to help his friend Weldon to use the measure of variation to understand the evolution process and to use empirical evidence of natural selection to find out how new species emerged (Magnello, 2005). USES OF STANDARD DEVIATION Standard deviation is defined as a measure of dispersion of a set of data from its mean (Investopedia, 2010). It is calculated as the square root of variance. The more spread apart the data, the higher the deviation. It is also seen as a measure of variability among the values of a frequency distribution (Taylor Francis, 2009). Standard deviation, also known as historical volatility is also seen as the mean of the mean (Niles, 2010). However, in finance, standard deviation is applied to annual rate of return of an investment. This enables investors to measure and estimate the expected volatility of an investment over a period under consideration (Investopedia, 2010). The standard deviation is therefore given by the formula: where ÃÆ' Ãƒâ€ Ã¢â‚¬â„¢ = Standard deviation; ÃÆ' ¢Ãƒâ€¹Ã¢â‚¬  Ãƒ ¢Ã¢â€š ¬Ã‹Å" = the sum of; and = means the mean (mathsrevision.net, 2010). Standard deviation assesses the degree of how the values are dispersed around the mean. It estimates the me an by assessing the error to which the mean of the sample is subject. In addition, it finds probability of events occurring in a given period (Manager-Net, 2008). In finance, the most common use of standard deviation is to the measure risk of holding a portfolio or security. It however, represents risk associated with a given security such as stocks, bonds, etc. Risk is an important factor used to determine how to efficiently manage a portfolio of investments as it determines the variation in return on the asset or portfolio and gives the investors a mathematical basis for investment decisions (Hedge funds Index, 2010). Standard deviation shows how close various values are clustered around the mean. When the standard deviation is small, the values are therefore tightly close together and the bell-shaped curve is steep. On the other hand, the bell curve is relatively flat when you have relatively high standard deviation. This is expressed graphically below (Niles, 2010). The re d area on the above graph represents one standard deviation from the mean and this account for about 68% of the people in this group. Two standard deviations from the mean are represented with green and accounts for about 95% of the people while three standard deviations from the mean are represented with blue and accounts for 99% of the people (Niles, 2010). STANDARD DEVIATION AS A RISK INDICATOR Standard deviation is also seen to have some outstanding qualities. Fitzgerald (1999) points out that standard deviation is used to estimate how accurate the sample mean is as an estimate of the population mean. In addition, it can also be used to convert scores which are calculated on different scales to scores on standard scale known as standard scores and this in turn gives an accurate idea of its relative importance or size. This, he said has several advantages for the decision maker. In statistical analysis, standard deviation is the most widely used measure of variation. Not only that, it is regarded as an excellent means of summarizing the extent of concentration of dispersion of values and it is relatively easy to use (Social Studies 201, 2006; Sharma, 2007). It also plays a very important role in comparing skewness and correlation (Sharma, 2007). Standard deviation also provides additional understanding of the future volatility of a funds performance, comparable to volatil ity of other funds in the sector or benchmark for the fund. The higher the volatility, the higher the average returns (CFP, 2005). In risk measurement, standard deviation is seen as important in modern portfolio theory and tin risk quantification by way of price volatility for asset classes and securities. In the measure of spread, standard deviation is very useful in that if the mean and standard deviation of a normal distribution are known, the percentile rank linked with any given score can be computed and it is also mathematically traceable (Hyperstat online contents, 2010). However, standard deviation also has its defects. It is believed to be difficult to calculate and interpret. It is also a mathematical construction which may be difficult to explain intuitively (Social Studies 201, 2006). More weight is however given to extreme values and less weight to those near the mean. (Sharma, 2007). Ibrahim et al, 2006, believes that standard deviation is influenced by extreme scor es. Arguably, while some critics believe that standard deviation offers a valuable tool for comparing one type of risk and is found useful in getting a general idea of available risks, others believe that it fails to reflect the true position of what happens in the capital markets in terms of how returns are distributed around the mean (JP, 2006). Standard deviation is also flawed in that in the calculation, it assumes a normal distribution and this normal distribution seems to work well in physics and general statistic and not risk. This is because it fails analysing the tendency of investment return to suffer fat tail distribution which constantly hunts the investment world. This simply means that less than normal events can and do happen once in a while and the basic concept of standard deviation does not cover this (JP, 2006; Glogger, 2008; JP Morgan, 2008/09). JP, 2006 also believes that standard deviation should neither be neglected nor used exclusively in risk measurement as the real world imperfections demand that a collection of flawed risk measures can be put together to outline the overall risk available. Carther, 2007 also points out the importance of standard deviation in reporting a funds volatility. It indicates a tendency of funds to drastically rise and fall in a short period of time. She however sees the calculation as intimidating though useful. There has been a contention however on the reliance of standard deviation as a measure of portfolio risk. This is because it is seen as being inconsistent. It is also said to assume symmetric distributions as it treats desirable upside movements as if they were as undesirable as downside movements (JP Morgan, 2008/09). This has called for alternatives in measure of risk. ALTERNATIVES TO STANDARD DEVIATION JP Morgan, (2008/09), sees Conditional Value at Risk (CVaR95) as it defines the average real portfolio loss (gain) in relative to the starting portfolio in the worst five percent of scenarios which is based on 10,000 simulations. Unlike standard deviation which sees risk as being only a one standard deviation event and fails to capture the fat left tail effects, CVaR95 is seen to have overcome this drawback as it captures both the asymmetric risk preferences of investors which is the fear of loss being greater than the gain and the incidence of fat left tails which is prompted by skewed return distributions (JP Morgan, 2009/09). The absolute mean deviation is regarded as the most direct alternative for standard deviation. This is the average of the absolute differences between each score and the overall mean. In a realistic situation where some of the measurements are in error, the mean deviation is seen to be more efficient than standard deviation. Though the standard deviation and mean deviation are not used for same measurement, standard deviation is always greater than the mean deviation, and there is more than one possible mean deviation to standard deviation and vice versa, the mean deviation is seen to be simpler to compute than the standard deviation (Gorard, 2004). Sharpe ratio derived in 1966 by William Sharpe has been popular in risk/return measures in finance. It is given by the formula; Source: https://www.investopedia.com/terms/s/sharperatio.asp Gaurav and Kat (2002) point that one outstanding quality of Sharpe ratio is its simplicity in performance evaluation. This is done by calculating the highest expected return for a given standard deviation that is attainable which is the sum of interest rate and the product on the Sharpe ratio of market portfolio and standard deviation in question. An unlimited number of normally distributed funds can therefore be evaluated using this (Gaurav and Kat, 2002). Sharpe ratio also shows if a portfo lio return are due to result of excess risk of good investment decision, as the higher the Sharpe ratio, the higher the risk adjusted performance and vice versa (Vishwanath and Krishnamurti, 2009). Arguably, in as much as Sharpe ratio is simple, popular and easy to calculate, the drawback is that it is a restricted measure in the mean-variance frame work and it does not give a full picture of the fund performance (Jiang and Zhu, 2009.) It also assumes that the risk free rate is constant and this is not true. In addition, it can be problematic when it uses standard deviation to calculate the ratio of asymmetric return as standard deviation is most appropriately used to measure strategies that has approximate symmetric return distribution. In addition the Sharpe ratio is based on historical data and historical data are not reliable because past performance is not always an indicator for future results (Quantshare, 2010). Jensens Alpha is also an alternative measure of risk to stand ard deviation. It however, measures the degree to which a stocks average return exceeds the expected return, given the firms beta. Source: https://www.investopedia.com/terms/j/jensensmeasure.asp The outstanding quality of Jensens alpha is its ability to do a hypothesis test rather than comparison of the results (Beck et al, 2007). Similarly, the Treynor ratio looks like the Sharpe ratio, the difference being that the Treynor ratio uses Beta as a measurement of volatility. Treynor relies on Beta and this simply implies an assumption that non-systemic risk can be mitigated by diversification. As a result, the ratio has a limited utility in evaluating non-diversified portfolios. Treynors ratio is calculated as (Average Return of  the Portfolio Average Return of the  Risk-Free Rate)  /  Beta of the Portfolio Source: https://www.investopedia.com/terms/t/treynorratio.asp Comparatively, these measures are not suitable in all scenarios. Jense ns and Treynors ratio are not suitable for evaluation of hedgefunds as it gives no opportunity for the investment to be repriced and this, as a result can make investments appear less risky than they are. In addition, the rewards to risk ratios will most likely run for this portfolio in the premium collection cycle until a leveraged loss is sustained (Zigler, 2007). Conclusion Conclusively, in the investment world, risk is very important and cannot be separated from return and performance. Every investment, however involves some form of risk which can either low or high. Risk is therefore quantifiable both in relative and absolute terms and a good understanding of risk will help an investor or financial services make better financial decisions (Lamb, 2008). Beck, K and Niendorf, B. 2007. Good to Great, or Great Data Mining. (Online). Available from: https://69.175.2.130/~finman/Orlando/Papers/GreatDataMining.pdf. (Accessed 25th October, 2010). Carther, S. 2010. Understanding volatility measurements. (Online). Available from: https://www.investopedia.com/articles/mutualfund/03/072303.asp (Accessed 15 October, 2010). Certificate in Financial Planning (CFP), 2005. CF2: Investment and Risk. London. BPP Professional Education. Gaurav, A and Kat, H M. 2002. Generalization of the Sharpe Ratio and the Arbitrage-Free Pricing of Higher Moments. ISMA Di scussion Papers in Finance 2002-15. (Online). Available from: https://www.icmacentre.ac.uk/pdf/discussion/DP2002-15.pdf. (Accessed 21 October, 2010). Glogger, M. 2008. Risk and Return. (Online). Available from: https://university.akelius.de/library/pdf/risk_and_return_martin_glogger.pdf (Accessed 12 October, 2010). Gorard, S. 2004. Revisiting a 90-year-old debate: the advantages of the mean deviation. Online. Available from: https://www.leeds.ac.uk/educol/documents/00003759.htm. (Accessed 20th October, 2010). Graeme, P. 2010 Standard Deviation. (Online). Available from: https://moneyterms.co.uk/standard-deviation/. (Accessed 08 October, 2010). Fitzerald, J. (1999). The Uses of Variation. (Online). Available from: https://www.actualanalysis.com/vary.htm (Accessed 10 October, 2010) Hedge fund Consistency Index, 2010. Standard Deviation (Online). Available from https://www.hedgefund-index.com/d_standarddev.asp. (Accessed 10th October, 2010). Hypersat Online Contents, 2010. Standard Deviation and Variance. (Online). Available from: https://davidmlane.com/hyperstat/A16252.html. (Accessed 20th October, 2010). Ibrahim, A.S and Mikhail N.N.H. 2006. Measure of Dispersion (Variability). Online. Available from: https://www.seci.info/amalsamy/Epi%202.1.pdf. (Accessed 10th October, 2010). Investopedia, 2010. Standard Deviation. (Online), Available from: https://www.investopedia.com/terms/s/standarddeviation.asp. (Accessed 05th October, 2010.) Jiang, G J and Zhu, K X. 2009. Generalized Sharpe Ratios: Performance Measures Focusing on Downside Risk. International Research Journal of Finance and Economics. ISSN 1450-2887 Issue 30.pp. 134-136. (Online). Available from: https://www.eurojournals.com/irjfe_30_10.pdf. (Accessed 15 October, 2010). JP, 2006. In Praise of Volatility. The Capital Spectator; Investing, Asset allocation, Economics the search for the Bottom line. 12.10.2006 (Online). Available from: https://www.capitalspectator.com/archives/ 2006/10/in_praise_of_vo.html. (Accessed 15 October, 2010). JP Morgan, 2008/09. Alternatives to Normality; Some lessons from the credit crisis. LV-JPM3044. PP 4. (Online). Available from: https://www.jpmorganassetmanagement.co.uk/Institutional/_documents/JPM3044%20Alternatives%20to%20normality%20paper%20indd%20125.pdf. (Accessed 25th October, 2010). Lamb, K. 2008. Measuring and Managing Investment Risk. (Online). Available from: https://www.investopedia.com/articles/08/risk.asp. (Accessed 20 October, 2010). Magnello, M.E, 2005. Karl Pearson and the Origin of Modern Statistics: An Elastician becomes a Statistician. The Rutherford Journal; The New Zealand Journal for the history and Philosophy of Science and Technology. Vol 1.(Online). Available from: https://www.rutherfordjournal.org/article010107.html (Accessed, 05th October, 2010). Managers-net, 2008. Standard Deviation and Variance. (Online). Available from: https://managers-net.org/stddev.html (Accessed 05 October, 201 0). Mathsrevision.net, 2010. Standard Deviation. (Online). Available from: https://www.mathsrevision.net/gcse/pages.php?page=42 (Accessed 10 October, 2010). Niles, D. 2010. Standard Deviation. (Online). Available from https://www.robertniles.com/stats/stdev.shtml. (Accessed 05th October,2010). Quantshare Trading Software, 2010. Sharp Ratio- Part 2. (Online). Available from: https://www.quantshare.com/sa-90-sharpe-ratio-part-2. (Accessed 25th October, 2010). Sharma, J.K. (2007). Business Statistics. India: Dorlin Kindersely PVT. Ltd. (Online). Available from: https://books.google.co.uk/books?id=tVkYRf0ydE8Cpg=PA147lpg=PA147dq=disadvantages+of+standard+deviationsource=blots=RE9brmrb4ssig=NUe_zuXTriNB65PYkpQ-xsiVMCEhl=enei=OXfDTMuOB5HQjAfwx526BQsa=Xoi=book_resultct=resultresnum=4ved=0CCcQ6AEwAzgU#v=onepageq=disadvantages%20of%20standard%20deviationf=false. (Accessed 12th October, 2010). Social Studies 201. (2006). Standard deviation and variance for percentage distributi ons. Journal of Social Studies. Section 5.10, pp 259-264. (Online). Available from: https://uregina.ca/~gingrich/o2306.pdf (Accessed 12th October, 2010). Taylor Francis, 2009. Standard Deviation from the Dictionary of British Education. (Online). Available from: https://www.bookrags.com/tandf/standard-deviation-5-tf/. (Accessed 05th October, 2010). TodayFoward; The Simple Way to Plan, Manage, and Organize Your Money, 2010. Understanding Standard Deviation as a Measure of Risk. (Online). Available from: https://todayforward.typepad.com/todayforward/2010/04/understanding-standard-deviation-aka-risk.html. (Accessed: 07th October, 2010). Vishwanath, R and Krishnamurti, C (2009). Investment Management: A Modern Guide to Security Analysis and Stock Selection. Heilderberg, Library of Congress. (Online). Available from: https://books.google.co.uk/books?id=oowq_PkME3UCprintsec=frontcover#v=onepageqf=false Accessed: (20 October, 2010). Williamson, D. 2010. Accounting Business Spr eadsheeting. (Online). Available from: https://www.duncanwil.co.uk/stdev.html (Accessed 05th October, 2010). Zigler, B. 2004. No Pain, No Gain: Risk-adjusted returns in action. (Online). Available from https://registeredrep.com/advisorland/career/no_pain_no/. (Accessed 21 October, 2010).